mmburtch
Sleep deprived and cranky
Long and short Wyatt is you're going to claim damage to XYZ, the adjustor is going to set a replacement or repair price on that. You may haggle on a couple of items, but in the end, they are going to cut you a check. At that point, it is up to you whether you repair, replace or live with the items that were damaged. If you think it was damaged, claim it. If they disagree, they will let you know. Basicly, if you shoot straight, and don't try to get the couch the dog chewed up that never saw water replaced, you'll get a fair settlement.
I'm assuming the coolers floated to the top???
I'm assuming the coolers floated to the top???