I realize this is not the place to get legal or financial advice but there is a lot of experience around here. I had my house inspected/appraised (I could be using the words wrongl;y) twice within 6 weeks last year. (Once for a Divorce, once for a refi) The estimates were significantly different. Both asked me the reason for the inspection/appraisal. The Divirce was low, the refi was high. I understand that. What got me was both called my house an "Attractive oddity". It is a 1200 sq ft Ranch on 3 acres. It has 3 bedrooms and 1 bath, built in the late 50's early 60's. (There are two dates at Town hall.). Both people said since there is 3 acre zoning in my town if I sold I would be basically selling the land and some developer would tear it down to build a McMansion. I spoke to one Real Estate Agent who said if I sold it as a house, I would not make too much on the sale. Have any of the Hive Mind heard this ?